Postal savings micro-loan business is a loan product launched by China Postal Savings Bank for farmers and merchants (small business owners). Small loans for farmers are short-term loans granted to farmers to meet their agricultural planting, breeding or production and operation needs. Small loans for businessmen refer to loans granted by private entrepreneurs (including sole proprietorships, partnership partners and individual shareholders of limited liability companies). ), engaged in production and trade in urban and rural areas to meet their production and operation capital needs of individual industrial and commercial households and urban self-employed.

Materials to be prepared for applying for a small loan from the Postal Savings Bank.

(1) Small loan application form.

(2) Original and photocopy of valid identity documents.

(3) proof of permanent residence or residence for one year in the local area.

(4) Other materials required for handling loans.

(5) Marriage certificate or marriage certificate.