Highlights: The new trading system in Shenzhen introduced the "unilateral agency" model for the first time.
165438+1October19th, Shenzhen Real Estate Agency Association issued a notice that the new signing system for second-hand housing transactions in Shenzhen (hereinafter referred to as the new trading system) was officially launched. From the date when the new trading system goes online, the original online signing system will no longer open new entrustment contracts, and the entered intermediary contracts may not modify the buyer's information. By 202 1, 65438+February, 3 1, the original system was officially stopped.
The biggest highlight of the new trading system is the introduction of the "unilateral agency" model for the first time in China, that is, the buyer and the seller form a unilateral entrustment relationship with the entrusted intermediary through independent entrustment, and the intermediary "has its own master" and is only responsible for its own client, in order to maximize the legitimate interests of the client in the actual transaction. The new system also requires real-name authentication of the transaction subject, which can ensure 100% of the real estate by docking with the data of the real estate registration department, and automatically verify the ownership status of the house and the buyer's qualification to purchase the house at important nodes of the transaction to ensure the transaction safety.
Shenzhen Real Estate Agents Association believes that under the "unilateral agency" mode, the rights and responsibilities of buyers and sellers' agents are clear, and sellers' agents only need to consider how to sell customers' houses quickly, safely and safely; The buyer's agent only needs to consider how to efficiently match the cost-effective customers and be responsible for the quality of the matching and recommended houses, so that the legitimate rights and interests of buyers and sellers can be guaranteed under the mechanism that the intermediary agents are only responsible for their own customers.
The new system also realizes the online processing function of the whole transaction process, from the verification of the seller's property, to the determination of the relationship between the two parties to the transaction, to the entry of the transaction contract, the examination of the transaction qualification, and the signing of the transaction contract (I Shenzhen App electronically signs after face authentication), realizing one-stop online processing and quick approval, without meeting, and directly connecting the contract materials with the real estate rights registration system, and applying for transfer registration after the sales contract is filed.
Experience: the owner can choose up to 3 intermediaries to list, but not 3 intermediaries to sell at the same time.
Beiqing-Beijing Headline reporter logged into the Shenzhen real estate information platform on the website of Shenzhen Housing and Construction Bureau, entered the column of "convenience service", clicked "I want to buy and sell second-hand houses", and saw three options displayed on the page: "I want to find an intermediary to buy a house", "I want to find an intermediary to sell a house" and "I want to sell a house myself". Among them, property buyers can fill in the purchase demand in "I want to find an intermediary to buy a house", select the relevant intermediary and initiate the entrustment.
Individual sellers complete property right verification, contract terms, contract model text generation, buyer qualification examination, seller's electronic signature/signature, contract filing and so on in turn through the option of "I want to sell the house myself", and then complete the real estate transaction. If the seller still wants to find an intermediary to help, he can fill in the house property right verification, house condition description, choosing an intermediary, filling in the house selling information in turn in "I want to find an intermediary to sell a house" to complete the transaction.
Compared with the traditional intermediary trading mode, this new trading system has greatly changed the buyer, seller and intermediary. For example, the owner can choose up to three intermediaries for listing, not three at the same time, and the first intermediary can only rotate when it expires. After signing the entrustment contract with the intermediary, the owner or buyer must obtain the consent of the intermediary before terminating the contract, and cannot unilaterally terminate the contract. Buyers can sign a number of intermediaries at the same time, without restrictions; Property buyers/owners can choose the same intermediary but not the same intermediary manager, and the real estate intermediary manager must pass the appraisal grade certification before trading. If you lose the star service card, you can't enter the system for trading. Now every intermediary has a one-star to five-star ranking after the number; In addition to entrusting an intermediary to sell a house, the owner can also sell the house himself. In addition to ordinary houses, commercial apartments, auction houses, commercial properties and other commercial houses are all applicable to this system.
Shenzhen Real Estate Agents Association believes that there is no limit to the number of agents that buyers can entrust in the new system, while sellers can entrust up to three agents for sales. At the same time, the first trustee will get the priority to sell the house within the entrustment period, that is, the "exclusive" sales right of the house. After the entrustment period of the first institution expires, it will be replaced later, thus avoiding the waste of resources and potential disputes caused by repeated entrustment. The "exclusive" sale of the house will force the seller to choose the intermediary to serve it more carefully. This model will break the existing industry competition pattern. All intermediaries in the industry, regardless of size, have equal service opportunities. What enterprises compete for is no longer capital and scale, but reputation and service, professionalism and ability.
Official: The new trading system is expected to break the vicious competition among intermediaries for housing.
Shenzhen Real Estate Agents Association said that the second-hand housing transaction will be safer after using the new online signing system. Both buyers and sellers should carry out real name authentication in the new system. Moreover, the new system will realize the verification of the property rights of listed houses in the system by docking with the data of the real estate registration department. The verified houses will generate the only effective house code, and consumers can query the authenticity and real-time ownership status of houses through the house code. The new system has been connected with the data of civil affairs, social security and real estate registration. At the important node of the transaction, it will automatically verify the ownership status of the house, the buyer's qualification for buying a house and other important matters to ensure the security of the transaction.
Shenzhen Real Estate Agency Association said that the transaction efficiency of second-hand houses will be higher. Although the new system stipulates that the agency that has obtained the house entrustment will have the right to "sell the house exclusively" during the entrustment period, it does not restrict or hinder the rights and interests of the seller. On the premise that the privacy information of the seller is fully protected, the information of house sales can be enjoyed in real time in the system, and all compliant intermediaries in the system can find and match suitable buyers for the house, thus achieving the effect of inter-agency joint house sales and greatly improving the efficiency of house sales. Not only did it break the vicious competition between intermediaries to grab houses, but also because the privacy information of sellers was strongly protected by the system from unnecessary interference from other intermediaries.
Focus: Many provinces and cities have launched the "self-help selling houses" model.
1October 26th 10, Shanghai Real Estate Trading Center opened the online signing service for self-service transactions of second-hand houses, which made transactions between buyers and sellers more convenient. Moreover, it is more formal for buyers to trade here. Here, property rights verification, contract terms, contract model text generation, buyer qualification examination, seller's electronic signature/signature, contract filing are needed to complete the real estate transaction. Previously, the official second-hand housing trading platform in Hangzhou has launched a personal independent listing service. This provides a free and efficient matchmaking platform for buyers and sellers.
Some real estate experts said that the "self-selling" initiative will be a major change in the future second-hand housing market. Previous second-hand housing transactions were dominated by intermediaries. When the government-led second-hand housing transaction system is established, the information will be more transparent and buyers and sellers will be more assured. This system also helps the government to regulate the real estate market. Take Shenzhen as an example. At present, the "transaction reference price" of all communities in the city has been announced, and the Housing and Construction Bureau has asked major banks to guide loans in strict accordance with the guidance price. Real estate agents accelerate their return to the essence of service industry.
Some experts also believe that the "self-help selling houses" model is not new. There has always been a "self-transaction" model in real estate transactions. The rise of real estate agency is due to the asymmetry of information in the market and the lack of trust mechanism in transactions. In the short term, "self-help selling houses" will hardly become the mainstream. The government's starting point for establishing this platform is good, but it is far from enough to provide a platform. This is a major infrastructure project, which requires the government to invest resources to establish a strong credit endorsement mechanism, such as fund supervision, punishment and compensation mechanism. Prior to this, the "intermediary mode" of real estate transactions could not be completely replaced.
Text/Beijing Youth Daily reporter Zhu Kaiyun