Legal analysis: the car was bought with a loan after marriage and belongs to the joint property of husband and wife. The loan belongs to the same debt and should be repaid by both husband and wife. The lender's name is the woman, the woman is the direct debtor, and the vehicle is the collateral. Before the loan is paid off, the vehicle shall not be bought, sold or transferred. If the repayment cannot be made on time, the loan company has the right to detain the vehicle.

Legal basis: Article 1087 of the Civil Code of People's Republic of China (PRC): At the time of divorce, the joint property of husband and wife shall be handled by mutual agreement; If the agreement fails, the people's court shall make a judgment based on the specific circumstances of the property and the principle of taking care of the rights and interests of the children, the woman and the innocent party. The rights and interests enjoyed by husband and wife in the contracted management of family land are protected according to law. Article 1089: In case of divorce, the husband and wife shall pay the same debt. * * * If the same property is not paid off or the property belongs to each other, it shall be paid off by mutual agreement; If the agreement fails, the people's court shall make a judgment.