Bank direct financing pledge loan takes the form of a single loan. The minimum loan amount is RMB 65,438+0,000 (inclusive). The loan amount is determined according to the pledged principal and pledge rate. The amount of a single loan does not exceed 300,000 yuan (inclusive), and the accumulated loan amount of a single household does not exceed 300,000 yuan (inclusive). Pledged principal * The pledge rate is less than 65,438+0,000 yuan, and the loanable amount is 0 yuan. Pledged loan business is not provided. Pledged principal refers to the unfrozen principal part of pledged property.

Pledge rate:

The maximum pledge rate does not exceed 90%, which will be determined according to the risk level of each product and other factors.

Loan interest rate:

Implement a fixed interest rate system. If the benchmark interest rate is adjusted during the loan period, the loan interest rate will not be adjusted. The loan interest rate will be determined according to the risk level and income of each product.