Alipay is very popular in our daily life. Alipay has more and more users and more functions. For most people, loan is a very common topic, whether buying a house or a car, but do you know that Alipay can also borrow money? How to open Alipay microfinance? Bian Xiao told you.

1. Make small loans by borrowing money.

Sesame credit score is not less than 600. If users meet the requirements, they only need to upgrade their Alipay wallets to the latest version, and they can use the "borrowing" function in the "wealth" column of Alipay wallets.

Step 2 borrow and quote

Borrowing is a consumer credit product under ant micro-loan. Users with a sesame score of not less than 600 have the opportunity to use personal consumption loans. According to different scores, users can apply for a loan of up to 50,000 yuan, and the amount applied can be transferred to Alipay balance. The longest repayment period of "borrowing" is 12 months, and the daily interest rate of the loan is 0.045%.

Step 3 borrow influence

Although using Alipay to borrow money is convenient and fast, its interest rate is relatively not low, so remember to overdraw within your own ability to avoid exceeding your repayment ability and adversely affecting your personal credit.

With the continuous development and improvement of Alipay, more and more people choose to use Alipay for small loans. The specific process of Alipay micro-loan has been introduced in detail above, and the process is not very complicated. If you want to know more relevant knowledge, you can also use the internet to search, so as to constantly enrich yourself and improve yourself.