If the loan processing is unsuccessful, the customer will not be charged any fees:
1. What conditions do I need to apply?
Our terms are very simple, all you need is:
At least 22 to 55 years old; Have a stable job with a monthly income of more than 2000 yuan.
2. How many loans can I get and how long is the term?
The maximum loan amount you can get will depend on your personal income and credit status, and our customer consultant will recommend the most suitable loan amount for you. You can choose 12 months, 24 months and 36 months.
3. Where can I use the loan?
Improvement is better than quality, personal study, shopping, emergency cash and medical first aid.
4. What do I need to pay?
Our fees are clear and transparent. You only need to pay the benchmark interest and principal of the bank every month.
5. How can I repay the loan?
You can make repayment at any branch of our cooperative bank, or transfer money from your deposit account in other banks to your repayment account. We will automatically deduct the corresponding amount from your designated deposit account on the monthly repayment date to repay your monthly loan.