1. The borrower fills in the loan application and provides the necessary information.
2. Investigate and review the borrower's credit status and information, and give a formal reply to the applicant within three weeks.
3. The borrower who passed the examination signed a loan contract with. And according to the loan guarantee method, at the same time sign a mortgage contract or pledge contract to guarantee the contract.
4. go through the formalities of mortgage registration or contract notarization according to local laws and regulations and the regulations of the bank.
5. Issue the loan according to the contract.