2. Log on to the student loan information network of China Development Bank, and follow the application steps of the student online service system (student origin) or inquire about the loan process after application. If "Approved" is displayed, the loan receipt code will be displayed at the bottom of the page.
3. Online banking, login and lending are located in the middle of the home page. Click Transfer & Remittance-Transfer Record to pop up the page to find the record to print, and click View. Or click the receipt to print the query.
The borrower shall carefully read the contract text and earnestly perform the obligations of the borrower. If the relevant national policies are adjusted, the new policies shall prevail. The National Development Bank and financing centers at all levels have the right to publish and use the borrower's personal information and loan default information in accordance with relevant regulations without the consent of the borrower; The personal credit information system of the borrower's personal information and the borrower's loan default information will be entered into the People's Bank of China, which will be networked nationwide. Bad credit records will have a far-reaching impact on personal life and work in the future. After repayment, the borrower shall check the accounts with the student management department of the municipal and county education bureaus and the handling bank in time to prevent problems.
Student-origin student loans generally refer to student loans issued by financial institutions such as China Development Bank to eligible freshmen and students with financial difficulties. Students and their parents (or other legal guardians) should register in the county (city) where the student financial assistance management center or financial institution is located to help students with financial difficulties pay tuition and accommodation fees. Student loan is a kind of credit loan that does not need guarantee or mortgage. Students and their parents (or other legal guardians) are the same borrower, and they are jointly responsible for repayment.
Loan conditions: Students applying for student loans at the same level must meet the following conditions: having China nationality;
1. Honest and trustworthy, law-abiding;
2. The central and local governments have approved the establishment of full-time undergraduate colleges, higher vocational schools and universities that implement higher education, and freshmen, sophomores, graduate students and students with second academic qualifications; Obtain a true, legal and effective admission notice;
3. Students' pre-school household registration and parents' (or other legal guardians') household registration are in the same county (city, district);
4. The family is in financial difficulties, and the income they can get is not enough to pay for the tuition and accommodation needed to complete their studies.
Students' families applying for student loans should meet the following conditions: no bad credit record; Family financial difficulties should generally have one of the following basic characteristics: poor families in agricultural and pastoral areas, low-income families, and poor families with files and cards; Families of orphans and disabled people; Suffering from natural and man-made disasters, causing serious losses and unable to pay tuition fees; Family members have serious diseases; Family income creators lose their ability to work for some reason; Single-parent families with no stable income; Poor families in old, young, marginal, poor and remote rural pastoral areas; Families where one or both parents are unemployed; Other poor families. Uses: Student-origin credit student loans are used to loan students tuition and accommodation fees in principle. When the loan amount is higher than the actual demand for tuition and accommodation, the rest can be used for student living expenses. The national student loan is applied, approved and issued once a year.
(Operating environment: iPad2020 query website: China Development Bank student loan information network)