General information required:

1. Your identification (ID card, household registration book, marriage certificate)

2. proof of income (the monthly payment should not exceed 50% of the net income-that is, for example, if you pay 65,438+0,000 yuan a month, it is best not to issue a proof of income below 2,000 yuan, and ordinary banks above 2,000 yuan apply through mortgage).

3. A certificate issued by an appraisal institution recognized by the bank.

4. The first payment delivery certificate

5. Current passbook of the mortgaged bank

It's actually a mortgage! Generally, if you go to a middle-priced company, they can help you make it, because they generally know the people inside and can help you borrow more money! But they charge a handling fee!

Shiren professional real estate