1, front desk settlement
After the provident fund loan is paid off, with the settlement voucher, the last repayment bill, the provident fund loan contract, ID card, guarantee fee invoice and other materials, go through the guarantee fee settlement procedures at the branch of the housing home purchase guarantee company corresponding to the loan bank, ask the guarantee company for mortgage cancellation materials, and then go through the mortgage cancellation procedures at the real estate trading center with his right certificate (commonly known as mortgage certificate).
In addition, it can only be processed between 8: 30- 1 1: 30 on the working day of each month, and the deduction date of the current month and the first working day after the deduction date are not allowed.
2, bow tie list
After the loan is settled, the staff will print out a certificate of settlement of the provident fund and take this form well. It is the proof of your loan settlement, which is necessary to avoid unnecessary disputes.
3. Take another certificate
The bank that takes the provident fund loan statement to repay the loan takes his right certificate.
4. Exchange for a new certificate
The Lender shall replace the certificate of other rights, settlement certificate of provident fund, original title certificate and ID card at the property rights exchange center.
Extended data
Conditions for applying for a second set of provident fund loans:
1. To apply for a second-home provident fund loan, there must be no housing provident fund loan balance. In other words, those who meet the conditions of the second-home provident fund loan must first settle the first-home provident fund loan when applying for a loan.
2. The down payment ratio of the second set of housing loans shall not be less than 60%, and the regulations vary from region to region.
3. Personal credit information has no bad credit record, and has a stable job and income, and has the ability to repay the principal and interest.
4, also need to meet other provisions of the provident fund management center.
References:
Baidu encyclopedia-housing provident fund loan