No, you can't know whether you are married or unmarried when you borrow from the provident fund. So far, the marital status of citizens has not been connected to the internet, so it is impossible to inquire through the internet. Therefore, when applying for provident fund loans, the provident fund management center will only check whether there is a house in the name of the applicant or spouse, and will not verify the marital status with the Civil Affairs Bureau.
Legal basis:
"Regulations on the Management of Housing Provident Fund" Article 24 Employees may withdraw the balance of the housing provident fund account under any of the following circumstances: (1) purchasing, building, renovating or overhauling their own houses;
(2) retirement; (three) completely lose the ability to work, and terminate the labor relationship with the unit; (4) Having left the country to settle down; (5) Repaying the principal and interest of the house purchase loan; (six) the rent exceeds the prescribed proportion of family wage income. In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.
Provident fund check whether you are married?
Legal analysis: the provident fund does not check whether it is married or not. Marriage registration is private, and the content cannot be checked casually. If you want to check my marriage certificate, you can go to the civil affairs bureau accreditation center with my household registration book or ID card. To check someone else's marriage certificate, the judicial organ or lawyer can only go to any marriage registration point after networking with the filing certificate.
The process of handling housing provident fund loans
1. To apply for housing provident fund loan, the borrower needs to submit a written application to the bank, fill in the housing provident fund loan application form and provide relevant information truthfully: such as the housing provident fund deposit certificate; Identification certificate; Proof of stable family income; Purchase contract; Proof of collateral valuation; Other information required by the provident fund center.
2. For the loan application with complete information, the bank will accept the review in time and submit it to the provident fund center in time.
3, provident fund center is responsible for the examination and approval of loans, and timely notify the bank of the examination and approval results.
4. The bank shall notify the applicant to go through the loan formalities according to the approval result of the provident fund center, and the borrower shall sign the loan contract and other relevant documents with the bank, and send the loan contract and other formalities to the provident fund center for review. After the approval of the provident fund center, the entrusted bank will allocate the entrusted loan funds, and the entrusted bank will issue the loan in full and on time according to the loan contract.
5, the borrower to the real estate registration department for real estate mortgage registration procedures.
The specific procedures vary from place to place, and the provisions of the local housing provident fund management center shall prevail.
Legal basis: Article 8 of the Regulations on the Management of Housing Provident Fund states that the cities where the people's governments of municipalities directly under the Central Government, provinces and autonomous regions are located and other cities with districts (prefectures and leagues) shall set up housing provident fund management committees as decision-making bodies for housing provident fund management. Among the members of the Housing Provident Fund Management Committee, responsible persons and relevant experts from the people's government, construction, finance, People's Bank and other relevant departments account for 1/3, trade union representatives and employee representatives account for 1/3, and unit representatives account for 1/3.
The director of the housing provident fund management committee shall be a person with social credibility.
Can you find out whether you are married or unmarried by withdrawing the provident fund?
Legal analysis: Generally, the marital status can be found by renting a house to withdraw the provident fund, because some businesses need to verify the marital information when withdrawing the provident fund online. At present, the marriage information extracted from the provident fund is enjoyed by the Provincial Civil Affairs Department through the government information resource * * * Enjoy Network * *. So in most cases, the marital status can be found, but there may be cases that cannot be found. Conditions for withdrawal of housing provident fund: The so-called withdrawal of housing provident fund refers to the behavior of employees who have paid housing provident fund to withdraw the balance stored in their housing provident fund accounts according to regulations. The withdrawal of housing accumulation fund is limited, and the following conditions should be met according to the relevant regulations: purchase, construction, renovation and overhaul of self-occupied housing; Retired employees; Completely lose the ability to work and terminate the labor relationship with the unit; Settle abroad; Repay the principal and interest of the house purchase loan; Rent exceeds the normal proportion of family wage income; The employee is dead or declared dead. Those who meet the above conditions can withdraw the provident fund according to the relevant regulations.
Legal basis: Article 24 of the Regulations on the Management of Housing Provident Fund: In any of the following circumstances, employees may withdraw the storage balance in their housing provident fund accounts:
Purchase, construction, renovation and overhaul of self-owned housing; (2) retirement; (3) completely losing the ability to work; (4) leaving the country to settle down; (5) Repaying the principal and interest of the house purchase loan; (6) the rent exceeds the prescribed proportion of family wage income.
In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.
Will the company check the marital status when paying the provident fund?
The provident fund does not check whether you are married or not. Marriage registration is private, and the content cannot be checked casually. If you want to check my marriage certificate, you can go to the civil affairs bureau accreditation center with my household registration book or ID card. To check someone else's marriage certificate, the judicial organ or lawyer can only go to any marriage registration point after networking with the filing certificate.
Legal basis:
"Regulations on the Management of Housing Provident Fund" Article 8 The cities where the people's governments of municipalities directly under the central government, provinces and autonomous regions are located and other cities divided into districts (prefectures and leagues) shall set up housing provident fund management committees as decision-making bodies for housing provident fund management. Among the members of the Housing Provident Fund Management Committee, responsible persons and relevant experts from the people's government, construction, finance, People's Bank and other relevant departments account for 1/3, trade union representatives and employee representatives account for 1/3, and unit representatives account for 1/3.
Let's call it a day without checking the marriage introduction for provident fund loans.