1. The interest settlement provisions of this business shall be implemented in accordance with the China Bank Deposit and Loan Interest Settlement Manual. The deposit within the minimum deposit amount (inclusive) in the account shall bear interest according to the unit deposit interest rate agreed in the contract, and the deposit exceeding the minimum deposit amount shall bear interest according to the agreed deposit interest rate agreed in the contract, and shall bear interest on a daily basis and be settled quarterly. During the interest-bearing period, interest is calculated by stages when the interest rate is adjusted, and the 20th of the last month of each quarter is the interest settlement date. The system adopts daily interest calculation method. Interest is calculated in a secondary currency lower than the unit currency. Deposit interest is automatically transferred to the settlement account.

2. Under this business, when the account is in special status such as inquiry and freezing, interest will be calculated and settled normally. If the frozen money is not illegal, interest shall accrue during the freezing period, and the interest shall be paid to the creditor when deducted; If it is illegal funds, no interest will be paid during the freezing period. If the freezing is wrong, the interest during the freezing period will be added when the freezing is lifted.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.