It may be that the software has not passed the software security inspection, or it may be that the Youxin Puhui app is unprofitable and has been removed from the shelves.

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1. Youxin Puhui is not currently listed on the credit report. However, after the borrower borrows money from Youxin Puhui, every repayment will be recorded. , will be recorded and may be reported to the credit report in the future. Moreover, after the Youxin Puhui loan is overdue, there will be fees such as liquidated damages, which will increase the borrower's repayment pressure.

2. Youxin Puhui adheres to the core concept of "respecting everyone" and is committed to providing professional small business owners, self-employed households, urban wage earners and other groups with financial needs. Amount of inclusive credit financial information services. Youxin Puhui has an offline service system that can provide face-to-face professional financial information services to individuals with mainly small business loan needs, including but not limited to loan information consultation, loan application guidance, loan channel recommendation, post-loan management, Human customer service and other jobs.

3. The borrower’s Youxin Puhui account repayment has been overdue. If you have money, repay it as soon as possible, otherwise it will be very troublesome in the future. If you really don’t have money for the time being, don’t be affected by it and take good care of it. Work to make money and try to repay the loan as soon as possible. Within six months of overdue, the borrower will be harassed by phone calls, but just stick to your heart. If you want to solve the matter independently, negotiate with the relevant people and express your enthusiasm for repayment. mood.

4. If you want to negotiate with the bank to repay only the principal, you must be mentally prepared and don't have too much hope. After all, the regulations of each bank are different. If the amount of arrears is not large, the overdue period is short, and the interest generated is not much, there is no need to negotiate with the bank, because the bank will not agree even if you negotiate; if the amount of arrears is not large, but the overdue period is relatively long, the interest generated will be If there is a lot of interest, you must negotiate with the bank, because you have to pay off the debt to eliminate the bad credit record. When negotiating, you should take the initiative to call the bank and speak with emotion and reason. Remember to record the money and explain clearly the principal of your debt and the interest accrued on the phone. At the same time, you should also indicate your difficult situation. Currently, you can only If you have money to pay back the principal, if you have no money to pay back the interest, you must have a good attitude and sincere words; finally, no matter whether the negotiation to only pay back the principal is successful or not, if you are already overdue, it is best to pay back some money every month to show your willingness to repay. It would not constitute credit card fraud.