Legal analysis: the central government has issued 90 measures in eight aspects to support private enterprises and small and medium-sized enterprises to tide over the difficulties, with remarkable results. In this year's government work report, a number of support policies have been put forward, especially "strengthening financial support for stability". The debt repayment policy will be extended to the end of March next year, directly reducing its fixed expenditure. At the same time, large commercial banks are required to increase the growth rate of inclusive small and micro enterprise loans by more than 40%. In view of the lack of collateral and guarantee for private small and medium-sized enterprises, it is especially proposed to greatly expand the coverage of government financing guarantee and greatly reduce the rate, further improve the availability of loans for private small and medium-sized enterprises and solve the problem of insufficient liquidity for their production and operation. These measures are vital to the survival of private enterprises and are of great significance to the development of private economy.

Legal basis: Several Opinions on Strengthening Financial Services of Private Enterprises Article 3 Strengthen the infrastructure construction of financing services and focus on solving the problems of asymmetric information and insufficient credit of private enterprises.

(7) Pay attention to the construction of information service platform from a strategic perspective. Open relevant information resources according to law and promote data sharing on the premise of ensuring information security. Relying on the national data sharing and exchange platform system, all localities will pay close attention to the construction and improvement of big data service platforms such as finance, taxation, market supervision, social security, customs and justice, and realize cross-level cross-departmental cross-regional interconnection. Improve and optimize the information docking mechanism between financial institutions and private enterprises, realize efficient online docking between the supply and demand sides of funds, let information "run more roads" and let enterprises "run less errands". Develop various credit service institutions and encourage the development and innovation of credit service products. Support credit reporting agencies and credit rating agencies to provide credit products and services for private enterprises by using public information. Increase incentives for trustworthiness and punishment for dishonesty.

(eight) take a variety of ways to improve the local credit system. Give full play to the leading role of the national financing guarantee fund and promote the construction of local government financing guarantee system and business cooperation. Government-funded financing guarantee institutions should adhere to the quasi-public welfare orientation, not for profit, gradually reduce the counter-guarantee requirements, and cancel the counter-guarantee for those who meet the conditions. For private enterprises and small and micro enterprises with fast loan scale growth and high proportion of households, the risk sharing ratio and loan cooperation quota can be increased. Encourage qualified places to set up special funds, guiding funds or credit guarantee funds for loan risk compensation of private enterprises and small and micro enterprises, focusing on providing credit enhancement services for first loans, re-loans and renewal loans. Study and explore the access of financing guarantee companies to the credit information system of the People's Bank of China.

(9) Actively promote the standardized development of various local equity financing. Actively cultivate early investment forces such as angel investment and venture capital of private technology enterprises, pay close attention to improving tax policies and further support the development of venture capital funds. Standardize the development of regional equity market and build a multi-financing and multi-level subdivision equity financing market. Encourage local governments to vigorously carry out equity financing counseling and training for private enterprises.