Yes.

First of all, the transfer of business from business to public is a personal act, so the bank basically does not bear any responsibility. There are several situations that may occur when a business is transferred to a public company: first, the house is bought off-plan and the real estate certificate is not obtained; second, the provident fund is not paid when buying the house, or the provident fund loan is not used.

The business-to-public transfer does not have to be completed within the same bank. Another point to note is that if the real estate certificate says that it is owned by both husband and wife, and they are still husband and wife at the time of application, the transfer from business to public can be accumulated according to the provident funds of both husband and wife. The purpose of converting a business to a public company is very simple, just to pay less interest, but the procedures are very complicated, and whether it can be approved depends on the individual's situation.