1, 18-65 years old, with full capacity for civil conduct, with a fixed residence in the local area and valid identity documents;
2, with a valid production and operation certificate, engaged in special industries should have the right to approve the special industry business license issued by the department;
3. Have management experience in this industry and have been engaged in this industry for more than 2 years, and have certain management capabilities;
4, with stable operating income and the ability to repay the loan principal and interest on schedule;
5. The secured loan must be legal, effective and worthy of guarantee;
6. Good credit record;
7. Meet other conditions of Agricultural Bank of China.
Extended data:
Advantages of risk loans
1, with a high loan amount; The maximum loan amount for a single household is 6,543,800 yuan.
2. Flexible methods and multiple choices: credit loan amount+secured loan amount+mortgage loan amount+pledged loan amount.
3. The mortgage amount can be approved once and reused many times.
4. You can use the self-help method to borrow and repay by yourself, which is easy and independent.
Agricultural Bank of China-Personal Employment Loan