If you want to apply for government-supported reemployment loans for laid-off workers, you need to know whether the relevant departments of the local government have relevant support policies, then see if you meet the loan conditions, and then apply for loans from the relevant departments designated by the policies. If it is not a policy support loan for laid-off workers, you must have enough collateral or guarantee or a stable source of income to apply for a commercial loan.

Take the small secured loan for re-employment of laid-off workers in Chongqing Bank as an example. This kind of loan is supported by the government, with full financial discount, and Chongqing Bank is designated as a cooperative financial institution. Then, what conditions do you need to apply for a small secured loan for the reemployment of laid-off workers in Chongqing Bank?

Chongqing Bank laid-off workers re-employment small secured loan application conditions are as follows:

(1) Migrant workers must hold industrial and commercial, tax registration certificates and residence certificates when they enter the city to start a business, and they must also provide proof of going out to work issued by the neighborhood (village) Committee where their household registration is located when they return home to start a business, and labor brokers must also provide valid proof issued by the broker association;

(2) Have permanent residence in this district and county;

(3) Have certain labor skills and have received employment and re-employment training;

(4) The partnership enterprise or small enterprise has a fixed business place and a certain amount of its own funds;

(five) engaged in business projects for low profit projects;

(6) The loan is only used for short-term liquidity needs;

(7) The borrower shall provide sufficient mortgage, pledge guarantee or qualified guarantee.