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Huizhou House Purchase Policy 2022 Latest
First, the latest purchase policy of Huizhou 2022

1. Huizhou's housing purchase policy recently stipulated the first set of housing. The original policy 144 square meters above the housing tax rate of 3%, the new policy no longer divides the boundary of 144 square meters. Uniformly stipulated that the tax rate for houses over 90 square meters is 1.5%. The second set of improved housing, the original policy stipulates that the tax rate of 90 square meters and below is 3%, and the new policy is1%; The original policy stipulated that the tax rate above 90 square meters was 3%, and the new policy was 2%. 2. You can apply for 40% down payment for the second suite, and the interest rate will go up 10%. "If the loan of the first suite is paid off, the second suite can be counted as the first suite. The first home loan currently implements the benchmark interest rate. 3. Newly purchased commercial housing (including newly-built commercial housing and second-hand housing) can only be transferred after obtaining the certificate of immovable property rights for 3 years. 1. Conditions for foreigners to buy a house in Huizhou 1, ID card, marriage certificate (marriage certificate, single certificate, divorce certificate) and household registration book. If the mortgage needs to provide proof of income issued by the local company (2 to 2.5 times the monthly payment), 2. A natural person who has reached the age of 18 and has full capacity for civil conduct; When the loan is due, it shall not exceed 60 for men and 55 for women; Have a stable and legal occupation and income source, and have the ability to repay the principal and interest. 3. Information required for individuals to buy a house: the household registration book, ID card and copy of the borrower's husband and wife. The purchase contract or agreement signed with the sales unit. Proof and copy of the borrower's down payment deposit. Personal housing loan application form (format provided by the bank). 2. If it is really necessary to allocate the land use right of the following construction land, it can be allocated with the approval of the people's government at or above the county level according to law: 1, land for state organs and military land; 2, urban infrastructure land and public welfare land; 3. Land for energy, transportation, water conservancy and other projects supported by the state; 4. Other land as stipulated by laws and administrative regulations. Legal basis: Article 37 of People's Republic of China (PRC) Urban Real Estate Management Law refers to the behavior of real estate owners to transfer their real estate to others through sale, gift or other legal means. Article 38 The following real estates may not be transferred: (1) The land use right obtained by transfer does not meet the conditions stipulated in Article 39 of this Law; (two) the judicial organs and administrative organs have ruled or decided to seal up or restrict the real estate rights in other forms according to law; (three) to recover the land use right according to law; (four) without the written consent of other people, * * * owns real estate; (five) the ownership is controversial; (6) Failing to register according to law and obtaining the ownership certificate; (seven) other circumstances in which the transfer is prohibited by laws and administrative regulations.

What conditions do foreigners need to buy a house in Huizhou?

Restrictions on foreigners buying houses in Huizhou;

1, local one-year tax payment certificate or social security payment certificate, local income certificate (two to three times the monthly payment) and others are like ID card, marriage certificate and household registration book.

2. A natural person who has reached the age of 18 and has full capacity for civil conduct; When the loan is due, it shall not exceed 60 for men and 55 for women; Have a stable and legal occupation and income source, and have the ability to repay the principal and interest.

3. Information required for individuals to buy a house: the household registration book, ID card and copy of the borrower's husband and wife. The purchase contract or agreement signed with the sales unit. Proof and copy of the borrower's down payment deposit. Personal housing loan application form (format provided by the bank).

Huizhou housing policy:

1, the first set of housing, the original policy for 144 square meters above the tax rate of 3%, the new policy no longer divides the boundaries of 144 square meters, and uniformly stipulates that the tax rate of housing above 90 square meters is 1.5%. The second set of improved housing, the original policy stipulates that the tax rate of 90 square meters and below is 3%, and the new policy is1%; The original policy stipulated that the tax rate above 90 square meters was 3%, and the new policy was 2%.

2. You can apply for 40% down payment for the second suite, and the interest rate will go up 10%. "If the loan of the first suite is paid off, the second suite can be counted as the first suite. The first home loan currently implements the benchmark interest rate. "

3. Newly purchased commercial housing (including newly-built commercial housing and second-hand housing) can only be transferred after obtaining the certificate of immovable property rights for 3 years. This means that the new house can only be traded after obtaining the real estate registration certificate for three years.

Huizhou is backed by Luofu Mountain and faces Daya Bay in the south. Dongjiang meanders for more than 65,438+000 kilometers, belonging to the Pearl River Delta and the east coast of Guangdong-Hong Kong-Macao Greater Bay Area. Huizhou is adjacent to Shenzhen and Hong Kong, with Heyuan in the north, Shanwei in the east and Dongguan and Guangzhou in the west. It is one of the central cities in the Pearl River Delta. Huizhou governs Huicheng District, Huiyang District, Huidong County, Boluo County and Longmen County, and has two national development zones, namely Daya Bay Economic and Technological Development Zone and Zhong Kai High-tech Industrial Development Zone.

References:

Huizhou Housing Development Planning-Huizhou Government Network

Third, Huizhou's new policy of buying houses and entering households 2022

Huizhou's new house purchase policy in 2022 is as follows

1. A natural person who has reached the age of 18, has full capacity for civil conduct and full capacity for civil liability, and has a valid and legal permanent residence certificate or a residence permit for urban residents;

2. Pay for the first purchase;

3. Have a stable and legal income and the ability to pay and pay interest;

4. The self-owned funds of the applicant for property purchase shall not be less than 20% of the purchase price.

5. The borrower agrees to use the purchased house and its equity as collateral;

6. The purchased second-hand houses have clear property rights and meet the requirements of the government to enter the real estate market;

7. The purchased house is not within the scope of the announcement.

Process of handling real estate license:

1, authentication. The Buyer shall go through the verification and filing procedures within 15 days after signing the house purchase contract with the developer;

2. register. Within 3 months after buying a house, go through the formalities of property right registration at the house property right supervision office;

3. Pay the fee. After receiving it, pay the registration fee, verification fee and other related fees to the property right office;

4. Get a license. The owner of the house shall receive the "Property Ownership Certificate" with his ID card, private seal, receipt and bill.

Legal basis: Article 586 of the Civil Code of People's Republic of China (PRC).

The parties may agree that one party shall pay a deposit to the other party as a guarantee for the creditor's rights. The deposit contract shall be determined from the actual delivery.

The amount of the deposit shall be agreed by the parties; However, it shall not exceed 20% of the subject matter of the main contract, and the excess shall not have the effect of deposit. If the actual amount of deposit paid is more than or less than the agreed amount, it shall be deemed as a change of the agreed amount of deposit.

4. Is Shuangyue Bay open on June 2022 10?

Open.

Shuangyue Bay in Huizhou City is open all day this year (except for serious epidemic). Shuangyue Bay is divided into two bays, consisting of two half-moon bays adjacent to Daya Bay and Hongwan. The left bay is as flat as a mirror, and the right bay is choppy. The two sand ridges lead directly to Daxing Mountain, like a dragon going out to sea, like a double dragon playing with pearls, which is very majestic. Half Moon Bay near Daya Bay, breezy and full of waves, is beautiful. The Half Moon Bay on the Red Bay is rough and thin.

Surrounded by the sea on three sides, it is picturesque. The beach is 57 kilometers long and very spectacular, with almost no trace of human development. The beach is about 200 meters wide. The sea is crystal clear, the bottom of the sea is flat and soothing, 200 meters offshore, and people can stand in the sea. White curved beach, fine sand, crystal clear and clean. Motorcycles and cars are driving on the beach, just like driving on the sea, which is fun.