Everyone in Ctrip should know that advertisements are very loud. Do you know about Ctrip's financial products? Recently, some netizens consulted Xi Cai Jun. Is it normal for Ctrip to borrow flowers? Why is it said on the Internet that it is a lie? Then Xi Cai Jun will give you a brief analysis of this product.

Is it normal for Ctrip to borrow flowers?

1. Is it normal for Ctrip to borrow flowers?

1. Platform background: Borrowing flowers is a loan platform launched by Ctrip, and the lender is another third-party financial company or bank. Ctrip itself is a big platform, and its strength is still very strong.

2. Offline interest: Because it is a third-party loan, the interest applied by each user is different, depending on the overall situation. The credit line is about 3000-30000 yuan. With the credit line, you can travel first and pay it back later.

3. Overdue consequences: As mentioned above, the flowers borrowed by Ctrip are loans from banks or financial institutions, so it is very likely that you will get a credit report and you will see who lent you the money at that time. In addition, overdue collection is affirmative. I suggest you don't take the risk.

Second, why can't I borrow flowers?

Some netizens said that it is deceptive to borrow flowers without quota at all. In fact, it may be that you can't borrow it, so you have encountered these situations.

1. Insufficient comprehensive score: each platform will review the borrower's repayment ability and willingness. If the situation is not good, people will naturally not borrow it.

2. Insufficient credit line: If the credit line applied by the user exceeds the credit line, the available credit line may be insufficient.