1. A startup entity applies for a subsidy from a college student as a legal person 1 000 yuan. If the entrepreneurial entity involves more than one person, the persons involved may not apply for subsidies again.
2. Each college student or college graduate can only enjoy one-time business start-up subsidy, incubation business start-up project subsidy, business start-up entity subsidy and one-time business start-up subsidy.
Application conditions for college students' entrepreneurship subsidies
College graduates with Wuhan household registration (including university student village officials and returned overseas students), college students and the following personnel who set up individual industrial and commercial households, operate independently and in partnership, and set up small and micro enterprises according to law can apply for business guarantee loans. The maximum loan amount is not more than 200,000 yuan, the longest term is 3 years, and the financial interest is fully discounted (the extension and overdue interest are not discounted). Specific personnel applying for business start-up subsidies include:
1, urban registered unemployed;
2. Persons with employment difficulties (including the disabled);
3. Demobilized demobilized soldiers;
4. People released from prison;
5. Resolving employees and unemployed people in enterprises with overcapacity;
6. Returning migrant workers to start businesses;
7. online merchants;
8. Establish a poor labor force;
9. Other personnel who have not paid social insurance premiums in enterprises or units other than themselves or the business entities established by the partnership.
If the above-mentioned personnel operate in partnership, set up small and micro enterprises or organize themselves for employment, they can implement a "bundled" loan with a quota of no more than 200,000 yuan per person and a total amount of no more than 6,543.8+0,000 yuan, and give full financial discount during the loan period.
Application materials for college students' entrepreneurship subsidies
1, application form for personal business guarantee loan (1 in quadruplicate, A4 specification, which can be downloaded from the portal website of the Municipal Human Resources and Social Security Bureau);
2. 3 copies of the Employment and Entrepreneurship Certificate, and one copy is kept;
3. Load the original and three copies of the business license (or business license and tax registration certificate) of the unified social credit code of legal persons and other organizations, and keep the copies;
4. Three originals and one copy of the application and repayment plan for business start-up guarantee loan.
5. For the bundled loan of partnership, it is required to provide the partner's resident ID card, employment and entrepreneurship certificate, the original and three copies of the partnership agreement/articles of association, and keep the copies. 、
6. One-time business application form.
Preferential policies for college students' entrepreneurship means that in order to support college students' entrepreneurship, the state and governments at all levels have issued many preferential policies, involving financing, business opening, taxation, entrepreneurship training, entrepreneurship guidance and many other aspects. For graduates who start their own businesses, they can get support in registration, loan financing, tax reduction and exemption, and entrepreneurial services.
1 tax preference: if college graduates with employment and entrepreneurship certificates (note "tax policy for self-employment in graduation year") set up individual industrial and commercial households or sole proprietorship enterprises within the graduation year (i.e. from 65438+ 10 to 65438+February to 3 1 month), within 3 years. Small and low-profit enterprises founded by college graduates enjoy relevant tax support policies in accordance with state regulations.
2 Business Guarantee Loan and Discount: For qualified college students to start their own businesses, they can apply for business guarantee loan in the business place according to the regulations, with a loan amount of 654.38+10,000 yuan. Encourage financial institutions to refer to the preferential loan interest rate, combined with risk sharing, and reasonably determine the loan interest rate level. Business guarantee loans issued by individuals will be subsidized if they rise by less than 3 percentage points on the basis of preferential loan interest rates.
Exemption from relevant administrative fees: college students who engage in self-employment within 2 years after graduation (except for industries restricted by the state) will be exempted from relevant administrative fees such as management, registration and license within 3 years from the date of first registration in the industrial and commercial department.
4. Enjoy the training subsidy: the social insurance subsidy of 1 year will be given to small and micro enterprises founded by newly recruited college graduates and college students who have signed labor contracts for more than 1 year and paid social insurance premiums. For college students who have participated in entrepreneurship training in the graduation school year (that is, within July 1 day 12 months of the year before graduation), according to their entrepreneurship training or employment and entrepreneurship qualification certificates, training subsidies are given according to regulations.
Free entrepreneurial service: College students who are willing to start a business can get free entrepreneurial guidance services provided by public employment and talent service institutions, including "one-stop" entrepreneurial services such as policy consultation, information service, project development, risk assessment, entrepreneurial guidance, financing service and follow-up support.
6. Cancel the restrictions on the settlement of college graduates: college graduates can go through the formalities of settlement in the entrepreneurial place (the municipality directly under the Central Government shall implement it according to relevant regulations).
7. Policy support of "first offense exemption" for college students' entrepreneurship: industry and commerce, urban management and law enforcement departments. Only the general illegal acts of college graduates in the process of starting their first business are given warnings, which have no harmful consequences to society and others, so as to help college entrepreneurs correct them without administrative punishment.