1. The loan or credit card cannot be overdue for more than 6 times in one year, and cannot be overdue for 3 consecutive months;
2. The number of credit inquiries shall not exceed 6 times in a natural year (65438+ 101-February 3 1 is a natural year).
3. Even if your credit card is not overdue, your online loan is not overdue, and there are not many platforms for online loan application, but if the application amount is high, the bank may reject your application for decoration loan or reduce the approval amount. Therefore, the credit is not good, but it meets the conditions for applying for a decoration loan, and the decoration loan will pass. Investment is risky, please make a careful decision.