The provident fund of 3,000 is considered high and belongs to the medium level.

The provident fund of 3,000 yuan on both sides means that the employee himself pays 3,000 yuan to the provident fund, and the company pays 3,000 yuan to the provident fund. If this is the case, then the balance in the employee's provident account will increase by 6,000 yuan every month, which means This is the meaning of provident fund 3,000 on both sides.

The provident fund generally refers to the housing provident fund. The housing provident fund refers to long-term housing contributions made by government agencies and public institutions, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and institutions, private non-enterprise units, social groups and their employees in equal amounts. Savings. You only need your ID card to go to the local housing provident fund management center to register for housing provident fund deposit and account opening. In terms of loans, independent deposit-payers and unit deposit-payers are treated equally without distinction. When applying for a housing provident fund loan, the loan conditions, loan amount, loan interest rate, application process and requirements are all consistent. Provident fund loan interest rates are lower than commercial loan interest rates, and it is more cost-effective to use provident fund loans to buy a house.

The process for the employer to handle the housing provident fund is as follows:

1. The unit manager goes to the designated outlet of the housing provident fund management center to collect the relevant forms and handle the housing provident fund payment registration;

2. Open unit and employee personal housing provident fund accounts;

3. At the same time, you need to provide relevant materials required by the housing provident fund center, such as withdrawal application form, withdrawal certificate issued by the unit where you work, and the applicant’s Identity proof materials, other materials required by the Housing Provident Fund Management Center, etc.

To sum up, the monthly provident fund payment of 3,000 yuan by individuals and organizations can be considered relatively high. In terms of contribution ratio, the maximum provident fund limit is 12% of salary income, so the provident fund deduction ratio is considered relatively high if it reaches 12%.

Legal basis:

Article 24 of the "Housing Provident Fund Management Regulations"

If an employee has any of the following circumstances, he or she may withdraw funds from the employee housing provident fund account The storage balance of:

(1) Those who purchase, build, renovate or overhaul their own houses;

(2) Those who retire or retire;

(3) ) Completely loses the ability to work and terminates the labor relationship with the employer;

(4) Leaving the country to settle down; (5) Repaying the principal and interest of the house purchase loan;

(6) The rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, if the employee housing provident fund is withdrawn, the employee housing provident fund account shall be canceled at the same time.

If an employee dies or is declared dead, the employee’s heirs and legatees can withdraw the balance in the employee’s housing provident fund account; if there is no heir or legatee, the balance in the employee’s housing provident fund account can be withdrawn. Included in the value-added income of the housing provident fund.