The audit standard is that there is no blacklist of credit information, and 18-year-old guardian with repayment ability.

Second, did the credit report make Changan's financial loans lose a lot?

The internet is good, but if your credit deposit is more than double, it is difficult for the bank to lend you money. However, the following measures can still be tried to remedy.

1. First of all, the time of arrears cannot exceed 90 days. If the credit information is blacklisted for more than 90 days, the loan is basically impossible.

2. Try to apply for a car loan from different banks. Although the problem of credit reporting cannot be erased, every bank pays little attention to credit reporting of non-performing loans. Call the defaulting bank to see if you can get a certificate of unintentional arrears. How many overdue banks still attach great importance to this issue, and the success or failure of loans is often related to this.

If none of them are approved, there are other ways: company guarantee.

1, it will be easy if there is a suitable one.

2, choose car dealer finance, although car dealers will look at your credit, they are more concerned about whether you have a stable income and work, generally have car loans. The financial interests of general car dealers are understandable.

3. Choose a financial company. When choosing a financial company to borrow money, you should choose a formal loan company. In addition, there are many online loans, and the approval may not pass. For details, please click (if there are too many online loans, you can't do it).

4. Choose a secured loan. Without collateral, secured loans are possible. The premise is that you know such a person and he has certain economic strength.

Chang 'an Financial Loan Conditions:

1, the applicant must be a natural person with full capacity for civil conduct;

2. Having permanent residence in cities and towns or valid residence status requires the borrower to have legal status;

3. Have a stable occupation and income, good credit and the ability to repay loans.

Third, did the credit report make Changan's financial loans lose a lot?

Generally speaking, online lending has no mandatory requirements and is relatively easy to approve. However, if your credit information is in arrears for more than 60 days and the number of arrears is more than twice, it is difficult for banks to lend you money. However, the following measures can still be tried to remedy. 1. First of all, the time of arrears cannot exceed 90 days. Arrears of more than 90 days will be blacklisted by banks, and loans are basically impossible. 2. Try to apply for a car loan from different banks. Although the problem of credit investigation can't be erased, every bank has different standards for credit investigation of non-performing loans, and some banks don't pay so much attention to it. Call the defaulting bank and see if you can get them to issue a voucher for the unintentional arrears. You can play as many cards as you want. General banks still attach great importance to this issue, and the success or failure of loans is often related to this. In case everything is not approved, there are other ways: at this time, you can choose car dealer finance or financial company guarantee. 1. If you have the right collateral, it is easier to get a loan. 2, choose car dealer finance, although car dealers will look at your credit, but compared with credit, they are more concerned about whether you have a stable income and work, generally if you have a fixed job, it will be easier to apply for a car loan. Generally speaking, the financial interest of car dealers will be higher than that of banks, but this is understandable. 3. Choose a financial company. When choosing a financial company to borrow money, you should choose a formal loan company. In addition, there are many online loans, and the approval may not pass. For details, please click (if there are too many online loans, you can't do it). 4. Choose a secured loan. Without collateral, secured loans are possible. The premise is that you know such a person and he has certain economic strength. : Chang 'an financial loan terms: 1. The applicant must be a natural person with full capacity for civil conduct; 2. Having permanent residence in cities and towns or valid residence status requires the borrower to have legal status; 3. Have a stable occupation and income, good credit and the ability to repay the principal and interest of the loan;

I went to Chang 'an 4S store today and asked the clerk that I couldn't apply for a bank loan.

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