Project annual interest rate%

5.60 for six months (inclusive)

Six months to one year (inclusive) 6.00

One to three years (inclusive) 6. 15

Three to five years (inclusive) 6.40

It is understood that bank car loans are strictly implemented in accordance with the central bank's interest rate, which is basically around 6% and fluctuates with the adjustment of the central bank's interest rate. The loan interest rate of auto financing companies is obviously higher.

For example, the car loan interest rate of Volkswagen Finance Company with a down payment of 35% is about 3 percentage points higher than that of banks. The car loan interest rate of Shanghai General Motors Finance Company is 7.94%, which is higher than the bank interest rate 1.9 1% to 10%- 12%, and it is generally a fixed interest rate.

At present, there are many brands, but they are all based on the non-negotiable price of cars. So consumers don't get much discount. The total loan interest expenditure is generally 20,000-30,000 yuan. Of course, some financial companies will also take interest-free loans to increase the sales of some unsalable models, such as the interest-free loans of Ford Financial Company.

How to calculate the interest of automobile loan;

Based on the initial loan amount, if the bank interest rate changes within the bank term at the time of signing the contract, it will change with

What is the calculation method of consumer credit?

Each formula is adopted as:

Monthly repayment amount = loan principal × monthly loan interest rate) = total repayment amount-1)

2.202 1 what is the interest rate of the shops in Changsha?

What is the interest rate of 202 1 Changsha shops?

The interest rate of Changsha 202 1 shop is 7.2%, which is slightly higher than that of 2020.

3. What is the bank loan interest rate for buying shops?

1. Shops cannot use provident fund loans, and provident fund loans are used for individual housing;

2. The commercial housing loan interest rate will generally rise, at least 10%, which is 1. 1 times the benchmark interest rate.

4. What is the general interest rate of shops?

Generally, the interest on the loan for buying shops is calculated according to the commercial loan interest rate, and the commercial loan interest rates of banks fluctuate on the basis of the benchmark loan interest rate of the People's Bank of China.

The one-year loan interest rate of China People's Bank is 4.35%; The loan interest rate for one year to five years (inclusive) is 4.75%; The interest rate for loans with a term of more than five years is 4.90%.