I believe that most young people should be familiar with micro-loan, which is a credit product of Tencent Weizhong Bank and opened by the official invitation system. Micro-loans screen out some outstanding users through big data analysis and combined with central bank credit information. However, many people do not understand the opening process after receiving the official invitation. How to open a small loan What are the methods for opening a small loan? Let me introduce them in detail below.
How to open small loans
1. First, enter WeChat, then click "I" on the interface, then enter the options list and go directly to the wallet.
2. Then enter the pre-investment management window, where you can see the option to directly open the micro-loan to borrow money.
3. Click to open the micro-loan to borrow money, then you can directly enter the interface, and then choose to apply for borrowing money to obtain the corresponding quota.
4. After clicking the quota, you can directly enter the authentication interface, where we need to set the WeChat payment password.
5. Enter the micro-loan window, where we can directly click the loan button and enter the loan amount we want to apply for.
6. After the application is submitted, the platform will review the personal credit of the borrower, and only those who meet the requirements of the platform will provide the corresponding loan amount to the user.
What are the methods for opening small loans?
First of all, users need to bind micro-signals, QQ numbers and mobile phone numbers, and bind bank cards in WeChat wallets for real-name registration system authentication.
Secondly, if WeChat users want to successfully open small loans, they must use WeChat payment for consumption. More WeChat consumption can increase the chances of opening small loans.
Finally, micro-loan is a loan product launched by Weizhong Bank. In fact, the process of loan is the same as that of traditional banks. Only the more user traffic, the greater the chance of opening.
To sum up, this is the method and process of opening micro-loans for you. Applicants only need to follow the steps.
How to open small loans
1. How to open the micro-loan of WeChat?
1. Open WeChat and click "My" in the lower right corner;
2. On my page, select "Service";
3. On the service page, you can generally see the icon of "micro-loan" directly. If not, click the three points in the upper right corner, the page will slide down to the end, and select "Service Management" to enter. If you still don't see the micro-loan loan, you are not on the invitation list. If there is a micro-loan loan, but the service switch on the right is gray, just turn it on.
4. Enter the micro-loan to borrow money, check the consent to inquire about credit authorization, privacy policy and related agreements, and click "View quota";
5. I can get my maximum loanable amount in 5 seconds at the earliest, and click "borrow money";
6. Select the specific loan amount and loan term, confirm the daily interest rate and generate interest, enter relevant identity information, and confirm the loan.
2. Can micro-loans be opened manually?
You can't.
Manual customer service does not accept micro-loan account opening business. Anyone who claims to be an insider or customer service recommends paying to open channels is fraud. We must pay attention to protecting personal information and financial security.
The above is about "how to open micro-loans on WeChat", I hope it can help you.
How to open micro-loan and give you five micro-loan opening skills.
How to open small loans
When WeChat micro-loan goes online, open WeChat, click "My" at the bottom right, select wallet, and you can borrow micro-loan in Tencent service. Click on the micro-credit loan, and you can see "5-second loan", "1 minute loan" and "3-minute account", check the authorization agreement of the People's Bank of China's credit record and the loan agreement of Weizhong Bank, and then you can get the micro-credit.
Mobile qq micro-loan opened. Open the mobile QQ, click on the personal portrait and enter the QQ wallet. At the bottom, you can see the entrance of micro-loan loan. Click Enter to get the micro-loan loan amount, and complete the micro-loan loan according to the page prompts.
If you can't find "micro-loan loan" on WeChat and mobile QQ, it means that you don't meet the loan requirements of the platform, and users who are not invited by the platform don't accept the initiative to open micro-loans.
Send you five opening skills of micro-loan
1, real-name authentication, bank card binding. At present, the state's supervision of third-party lending platforms is relatively strict. Generally, businesses involving borrowing need to bind ID cards. We bind personal information, mobile phone number and bank card on WeChat and mobile qq to gain the trust of the platform.
2. With WeChat consumption, we can choose WeChat payment for our usual payment and accumulate the consumption data of WeChat platform.
3. Buy wealth management in WeChat wallet. Wechat Wealth Management has many wealth management products. It is recommended to buy money funds, products with relatively stable income and less risk, and have the ability to buy wealth management links, which shows that individuals have the ability to repay.
4. Pay back the credit card and living expenses with WeChat. Paying water and electricity bills means that you have a fixed residence, and the platform also attaches great importance to this in the audit.
5. Travel can use WeChat to buy train tickets, plane tickets, etc.
The above are the micro-loan opening skills. When we can pay by WeChat, we try to pay by WeChat. After using the above skills for several months, you will find that there are more micro-loan items in WeChat wallet. Want to know if your loan product is on credit?
Micro-loan account opening skills teach you the most comprehensive strategy.
Micro-loan account opening skills teach you the most comprehensive strategy.
I believe many people have heard of micro-loans. Because this product can apply for a loan through the familiar mobile phone QQ and WeChat software, it has attracted a lot of people's attention. Many young people want to start the micro-loan function, but they find that they are not eligible for loans. So what are the skills for opening micro-loans?
The only way to open small loans is the invitation system. At present, it is not supported for users to actively apply for opening. Micro-loan is a loan product of Weizhong Bank under Tencent, so the target customer group is naturally Tencent users. Only WeChat or QQ users have the opportunity to open micro-loans. The micro-loan system will comprehensively evaluate the accounts and personal qualifications of Tencent users, and qualified users will become invited users. Here are some tips for opening small loans:
1, WeChat or QQ are users with active data for a long time. If they are small accounts or infrequently used accounts, they will not be invited users. In addition to long-term use, users also need real-name authentication. Microfinance is a loan product, and lending institutions will not lend money to users who don't even know their identities, so real-name authentication must be carried out.
2. Real-name authentication is not enough. Tencent will also look at users' spending power. If you don't usually use WeChat payment, then the platform will think that users have no financial needs, and naturally you will not be invited to open micro-loans, so it is recommended to use WeChat or QQ more for consumption;
3. General lending institutions will check the borrower's personal credit records, and micro-credit loans will also be checked. If personal credit is tainted, it is difficult to become an invited user of micro-credit loans. I suggest that you can bind your credit card on WeChat and repay it on time, so that Tencent can see your performance ability.
4. Lending institutions will lend money to users with repayment ability, so micro-lending will also evaluate users' wealth ability. It is suggested that you can use WeChat to transfer money and send red envelopes, and it is best to buy some Tencent wealth management products, which is very helpful for opening micro-loans.