1. The applicant is a natural person aged between 18-60, with full capacity for civil conduct and can provide valid identification.
2 have a stable job and income, and have the ability to repay the principal and interest of the loan on time.
3. You can provide personal income certificates or information such as bank running water.
4. Having a fixed residence at the place where the rural commercial bank applying for the loan is located, and handling personal settlement accounts at the rural commercial bank.
5. Personal credit information is in good condition and there is no record of bad credit information.