There is a housing mortgage contract for buying a house with a loan, and there is no housing mortgage contract for buying a house in full. The contents of the housing mortgage contract include: the identity information of the mortgagor and the mortgagee; The name, quantity, quality, value, condition, location, ownership or use right of the real estate; The type and amount of secured creditor's rights; The time limit for the debtor to perform the debt; Scope of guarantee; Time and place of conclusion of the contract; Liability for breach of contract and dispute settlement.

legal ground

Article 400 of the Civil Code

To establish a mortgage, the parties shall conclude a mortgage contract in writing. A mortgage contract generally includes the following clauses:

(1) The type and amount of secured creditor's rights;

(2) The time limit for the debtor to perform the debt;

(3) The name and quantity of the mortgaged property;

(4) the scope of the guarantee.

Article 402

Where the property specified in Items 1 to 3 of the first paragraph of Article 395 of this Law or the building under construction specified in Item 5 is mortgaged, the mortgage registration shall be handled. The mortgage is established at the time of registration.