1. When loans overdue is sued, he should actively respond to the lawsuit, pay overdue interest, bear the liability for breach of contract, and perform his obligations as soon as possible after the judgment takes effect, otherwise the other party may apply for enforcement. If he refuses to perform it if he proves that he has the ability, he may be included in the list of people who have lost their trust.

2. Legal basis: Article 236 of People's Republic of China (PRC) Civil Procedure Law.

A legally effective civil judgment or ruling must be fulfilled by the parties concerned. If one party refuses to perform, the other party may apply to the people's court for execution, or the judge may transfer it to the person subjected to execution for execution. Mediation and other legal documents that should be executed by the people's court must be fulfilled by the parties. If one party refuses to perform, the other party may apply to the people's court for execution.

2. Can the loan account be frozen?

The loan account can be frozen. Banks can freeze commercial loan accounts. After freezing, the card can only be credited, not debited. If the account is frozen due to overdue problems, you can pay off the overdue amount before applying for unfreezing the account. It is suggested to develop a good repayment habit, so as to prevent overdue records from leaving a stain on personal credit information and affecting personal economic activities in the future. When the people's court seals up or distrains property according to law, if the person subjected to execution is a citizen, it shall notify the person subjected to execution or his adult family members to be present; If the person subjected to execution is a legal person or other organization, it shall notify its legal representative or principal responsible person to be present. Those who refuse to be present will not affect the execution. If the person subjected to execution is a citizen, his work unit or the grassroots organization where his property is located shall send people to participate. The executor must make a list of the seized or detained property, which shall be signed or sealed by the people present and handed over to the person subjected to execution. If the person subjected to execution is a citizen, he may also give a copy to his adult family members.