Identification and business premises
Those who intend to lend need to go to the loan bank with valid personal identity documents and proof of residence. Moreover, there must be an operating company or studio to prove your repayment ability. When making a loan, you need to submit the real estate license of the house where you live, the business license of the business unit, and relevant materials that can prove the stable production of the unit.
Loan guarantee letter
If you want to apply for a venture capital loan, you must find a guarantee before the loan. Relevant guarantees include, but are not limited to, real estate mortgage, bill issuance guarantee and other guarantees, such as other personal guarantees or group guarantees. In addition, you should also provide your consumption records and credit records for a period of time, personal income information and the most critical recent loan information.
account
The lender must apply for a bank account in the bank that wants to borrow money, and cannot open it in other banks. Business income is recorded in this account, and the income must be audited before it can be used for other purposes. The purpose of the loan must comply with the provisions of relevant state laws and bank credit policies, and shall not be used for other speculative investment projects such as equity.
Proof of funds
To apply for a fund loan, the applicant must invest a certain amount of money in the projects that need support. Only by observing this article can we get a normal loan. This is because the relevant parties stipulate that the maximum loan limit of a single business department is 70% of the sum of the working capital of the business department and the expenses of various machinery and equipment necessary for the business department and its subordinate profit-making institutions.
age limit
There is also an age limit. Lender's age must be above 18 and below 45.
The above is the complete answer to the question raised by the subject. I hope the subject knows. In addition, remember to repay the loan on time and in quantity after the loan to avoid unnecessary trouble.