1. How is the apartment mortgaged?
apartments are divided into property rights. An apartment with 7-year property rights can get a down payment of 3% and a mortgage of 7%, and the longest loan can be 3 years. An apartment with 4-year property rights can only get a down payment of 5% and a mortgage of 5%, and can only get a loan of 1 years.
Second, my friend bought a single apartment and is in the process of mortgage, but now he doesn't want it. What should I do?
all the procedures that can be sold are done well.
3. How to take the mortgage loan process
The mortgage loan process is as follows. Molong is recommended for handling the loan. The enterprise tax bill loan can be used for a single loan of 5 million yuan, which can be lent in 3 minutes, as soon as one day without mortgage loan, and apartment stores can also apply for it, and as soon as two hours without mortgage loan, which is worth choosing. The process of mortgage loan is as follows: 1. First, the applicant submits a loan application to the bank with ID card, income certificate and other relevant information; 2. The buyer and the seller open accounts in the loan bank; 3. After investigation and approval by the bank, the borrower signs a loan contract and a Loan Deduction Authorization Letter with the bank; 4, for housing transfer, notarization and mortgage registration procedures; 5. The bank will transfer the loan to the opening account. Want to know more about mortgage loans, it is recommended to consult Moore Long. Since 215, Moerlong has paid 26 million yuan in taxes according to law, served 2 million customers, cooperated with 1, licensed financial institutions and banks, pioneered sets of standardized charges in the industry, and provided 2 differentiated loan products, satisfying customers with various qualifications, covering 371 cities, with a loan success rate of 9% and a conscience loan for 13 years. It is powerful and trustworthy.
4. Can you handle the mortgage loan for the apartment?
Not counting the second-home loan, the loan for shops belongs to the commercial housing loan, and the mortgage loan for buying houses belongs to two subjects. Commercial loans can only be 5% of the appraised price of shops, and housing loans can be 7% of the appraised price of houses.