What are the repayment methods of Agricultural Bank of China Dai Jie?
(1)1customers who applied for shares of netjet loan before 9: 00 on May 9, 2009, adopted the repayment method of "interest with principal", that is, the principal and interest were repaid in one lump sum at maturity.
(2) From 9: 00 on May 3, 2009, 2065438, if the loan term is within 1 year (inclusive), the repayment method is "paying interest on a monthly basis and repaying the principal when it is due". On the repayment date of NetJet Loan, the system will automatically deduct the repayment amount from the repayment account, and require the borrower to deposit the full amount of funds into the repayment account before the repayment date 17:00 according to the contract.
If the borrower needs self-help prepayment, it can be done through personal banking and online banking channels. There is no penalty for prepayment, and all prepayments are paid together with principal and interest. In the case of partial prepayment, the repayment amount is the repaid principal, and the interest corresponding to this principal will be returned on the next interest repayment date.
If the repayment of NetJet loan is less than one year in advance, the interest rate will be the same as when lending, and the interest will be calculated according to the number of days of use. The operation part of NetJet loan is repaid in advance, and the interest of the remaining loan is calculated according to the remaining loan principal.
Finally, I remind you that you should apply for a loan according to your financial ability, and don't apply for too many loans. That's all. I hope it helps you.