Shenzhen Construction Bank implemented the new mortgage policy on July 3, including increasing the down payment ratio of the first home and the loan interest rate. The interest rate of the first home loan in Shenzhen is adjusted to 5% higher than the benchmark interest rate, and the loan ratio should not be higher than 60%, that is, the down payment should not be lower than 40%.

A person from the personal loan department of Shenzhen Baoan Sub-branch of CCB said that the mortgage policy will be raised today, and the benchmark interest rate of the first home loan is 1.05 times, that is, the benchmark interest rate will rise by 5%; The down payment is not less than 40%. Second-hand housing also rose by 5% on the basis of the benchmark interest rate.

Hope to adopt