Legal analysis: There is no time limit on how long it takes to get divorced when applying for a housing provident fund loan. As long as you meet the conditions for a housing provident fund loan to buy a house, you can apply for a housing provident fund loan to buy a house. To apply for a housing provident fund loan to buy a house, you should meet the following four basic conditions:

1. Those who apply for a provident fund loan to buy a house after divorce have paid the housing provident fund in full and on schedule for more than six months before the month of applying for a provident fund loan to buy a house;

2. For those who apply for provident fund loans to buy a house after divorce, the down payment of the provident fund loan to buy a house must not be less than the prescribed ratio;

3. For those who apply for provident fund loans to buy a house after divorce, the guarantor can be implemented Provident fund loan guarantee;

4. Those who apply for a provident fund loan to buy a house after divorce and other property owners have no housing provident fund loan debt to buy a house, and their personal credit status is good.

Legal basis: "The People's Republic of China and the Civil Code"

Article 1,076 If both spouses voluntarily divorce, they shall sign a written divorce agreement and attend the divorce in person. Apply to the marriage registration authority for divorce registration.

The divorce agreement should state the intention of both parties to divorce voluntarily and the consensus on matters such as child support, property and debt settlement.

Article 1,079 If one spouse requests a divorce, the relevant organization may conduct mediation or directly file a divorce lawsuit with the People's Court.

When hearing a divorce case, the People's Court shall conduct mediation; if the relationship has truly broken down and mediation is ineffective, the divorce shall be granted.

If mediation fails under any of the following circumstances, divorce shall be granted:

(1) Bigamy or cohabitation with others;

(2) Domestic violence committed Or abuse or abandon family members;

(3) Have bad habits such as gambling and drug abuse and refuse to change despite repeated admonitions;

(4) Separated for more than two years due to emotional discord;

(5) Other situations that lead to the breakdown of the relationship between husband and wife.

If one party is declared missing and the other party files a divorce lawsuit, the divorce shall be granted.

After the people's court has ruled that divorce is not allowed, and the two parties have lived apart for one year, and one party files a divorce lawsuit again, the divorce shall be granted.