Mobile banking of rural credit cooperatives takes loans according to the process.

1. You can take your ID card and your credit union bank card to the nearby outlets. Take your mobile phone and data cable with you when you go through the formalities. The bank administrator will install the credit union online banking software for you, or bring a USB flash drive. When going through the formalities, you can ask the administrator to add all the cards or passbooks in your name to the mobile banking.

2. Enter the password twice, one is the login password and the other is the transaction password, or you can set it as the same password and then modify it on your mobile phone.

3. Login to Mobile Banking Version 6.7.0: Open the installed software and the login interface will appear. One is to log in with the mobile phone number, enter the registered mobile phone number in the mobile phone number and enter the password set in the bank in the login password. In the login interface, switch to nickname login. You can log in with a nickname and login password, and set it after logging in to the operator for the first time.

4. Click OK to log in and open the software home page. We can see the following interface. Click the enter main menu button to enter the main menu, account inquiry: click account inquiry in the main interface to enter the account inquiry interface, which contains the account you applied to open.

5. Account Management: Click Account Management in the main interface to open the account management interface, including associated account management and general payee management. Click "Downlink Account Management" to view the mobile banking account you applied for. You can borrow money from mobile banking.

How to handle loans in mobile banking of rural credit cooperatives?

Mobile banking that can enter rural credit cooperatives generally has a loan column. See what kind of loan you are suitable for, and then follow the system prompts. It is recommended to apply for a loan with high credibility. Mo Long Platform mainly deals with corporate tax bill loans, mortgage loans, non-car loans and other loan projects. Good reputation, trustworthy!

Pocket Bank Application Process: Step 1: Please log in to Pocket Bank and click the "Loan" option on the home page, as shown in the following figure. Step 2: Select the "Netjet Loan" product, as shown in the following figure. Step 3: Enter the NetJet loan introduction page, where the pre-loan amount can be displayed. Click Apply Now, as shown in the figure below. Step 4: Enter the application page. On the application page, select the loan purpose, loan and repayment account (registered by Zhang Yin), confirm the personal contact information, check the consent option below, and then select Submit, as shown in the following figure: Step 5: Select the loan, enter the signing information interface, click "Next" after confirming that the information is correct to enter the face-brushing authentication, click "Start Authentication" after the authentication is successful to enter the final signing interface, and click "OK".

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How to borrow money from mobile banking of rural credit cooperatives

Mobile banking of rural credit cooperatives cannot handle loans, but should be handled in the business hall of local banks.

Mobile banking related business of rural credit cooperatives:

1, personal housing loan business

Personal housing loan business includes loans issued by China Construction Bank or natural persons entrusted by China Construction Bank to purchase, build and overhaul various houses in Chinese mainland towns.

CCB's personal housing loan business mainly includes personal account housing loan and personal housing mortgage loan (including personal first-hand housing loan, personal re-trading housing loan, second-hand housing loan, commercial housing loan and personal housing mortgage loan). ), provident fund personal housing loans and personal housing portfolio loans.

CCB supports the reasonable housing loan demand of residents' families. For families who purchase the first home by loan, the minimum down payment ratio of the loan is 30%, and the lower limit of the loan interest rate is 0.7 times of the benchmark loan interest rate. According to the borrower's purchase situation, credit history, repayment ability and other factors.

2. Credit card business

China Construction Bank, as a state-owned bank that set foot in issuing credit cards earlier in China, has many kinds of credit cards.

The credit cards issued by China Construction Bank are all named "Longka". The types of dragon cards that have been publicly issued include: Dragon Card School Card, Dragon Card Business Card, Dragon Card Automobile Card, China Eastern Airlines Dragon Card, Shanghai Volkswagen Dragon Card, Dragon Card Hong Kong Wonderful Travel Credit Card, China Construction Bank VISA Card, Yilong Changxing Dragon Card, Mango Travel Dragon Card and Dragon Card (Masters Cup) Tennis Card.

3. Silver Star International Express

CCB Silver Star International Express Remittance Service is a personal international express remittance service jointly launched by CCB and Silver Star International Express Remittance Company. It refers to the small-scale international remittance business that CCB accepts the entrustment of customers to remit personal foreign exchange remittances or personal foreign exchange funds abroad through Yinxing Express Company.

Therefore, mobile banking of rural credit cooperatives cannot handle loans.

Extended data:

The role of mobile banking in rural credit cooperatives;

1. Consume first and then repay, and enjoy an interest-free repayment period (up to 56 days) with a minimum repayment amount. In case of overdraft, customers can repay by installments. Customers need to pay a certain amount of annual fee to the applicant bank.

2. Prepaid wallet debit card that transfers funds to the card for storage according to the cardholder's requirements and directly deducts money from the card during the transaction.

3. The cardholder should deposit a certain amount of reserve fund according to the requirements of the bank. If the reserve fund is insufficient to pay, the credit card can be overdrawn within the credit limit stipulated by the issuing bank.

4. Single currency single account credit card with interest-bearing deposit and RMB consumption by swiping card, which has the functions of transfer settlement, cash deposit and withdrawal, credit consumption, online banking transaction and so on. When the balance of credit card consumption and cash withdrawal account is insufficient to pay, the cardholder can overdraw consumption and cash withdrawal within the specified limited credit limit and charge a certain interest. There is no interest-free repayment period.

Baidu encyclopedia-rural credit cooperative

Official Website of Rural Credit Cooperatives-Mobile Banking

Baidu encyclopedia-mobile banking