Legal analysis: after marriage, one party buys a house with the joint property of husband and wife, and * * * repays the loan. No matter which name the real estate license is registered in, the real estate should be shared by husband and wife. Divorce property is divided according to the joint property of husband and wife.

Legal basis: Interpretation of the Supreme People's Court on the Application of the Marriage Law of the People's Republic of China (II) Article 21 In the event of divorce, if both parties have a dispute over a house that has not yet obtained ownership or full ownership, and negotiation fails, the people's court shall not judge the ownership of the house. According to the actual situation, it should be judged that the user of the party concerned has obtained all the ownership of the house specified in the preceding paragraph. In case of dispute, a lawsuit may be brought to the people's court separately.