On the premise of not issuing a loan approval letter, it can be completely revoked, because this is just that you unilaterally signed the loan contract first. In other words, the bank has not been sealed, and you just submitted the audit materials in advance. You just need to go to the loan bank yourself and ask that you don't need a loan. However, if the bank has issued an evaluation report, it can still be revoked, but the evaluation fee needs to be borne by yourself, and you haven't signed it online, which means you applied.

But I don't know what you mean by loan discount. Do you mean the bank loan interest rate? If this is the case, then in fact, the interest rate of bank loans is the same at present, and the preferential interest rate of loans is basically cancelled at present, depending on whether you are the first loan or the second loan.