If WeChat is stolen, it is likely that someone else took the loan. Because WeChat generally needs real-name authentication, after being stolen, others are likely to know personal information, such as name, ID number, bound mobile phone number, bound bank card number and so on. After this information is known by others, it is naturally possible to use it for loans.

After all, many online loans are relatively loose and the conditions are relatively simple. In addition, the online loan market is mixed, and some may only need to provide ID numbers and mobile phone numbers to get loans. Even if this kind of online loan may be risky, the person who borrows money by using other people's information will not intend to borrow money himself, so the corresponding consequences are likely to be directly borne by the owner of the stolen information.

So be sure to take good care of your personal information to avoid being stolen. Once the information is leaked, there are great security risks. If personal information is used for loans by others, the platform will contact you. It is suggested to explain the specific situation to the platform and confirm that you are not the borrower and will not bear the repayment responsibility.

How to apply for opening a WeChat loan?

Wechat loans usually refer to small loans. Microfinance does not support active application. Users who meet the loan conditions will get an application entrance, and small loans will be opened when there is an entrance. Moreover, users do not apply for the entrance, and do not support active opening, because micro-lending is an invitation system. Of course, as long as the user is an old WeChat user and has a good personal credit, the system will generally open a small loan application entrance.

Micro-loan has an application entrance. To obtain the loan amount, users need to authorize credit investigation, and the credit investigation is good and passed the examination, so that users can make loans.