Online loan fraud alarm is very useful. If you are cheated, you should call the police at the first time. The phone number is 1 10. If the police solve the case and arrest the suspect, the property cheated by the user will be recovered. On the contrary, if the user does not call the police, there is no chance of recovery. Any unit or individual who discovers criminal facts or suspects has the right and obligation to report the case to the public security organ, the people's procuratorate or the people's court. Victims have the right to report and accuse criminal facts or criminal suspects who infringe their personal and property rights to public security organs, people's procuratorates or people's courts. Public security organs, people's procuratorates or people's courts shall accept reports, complaints and exposures.

First, online loan fraud routines

1. Pay without borrowing money. There are many advertisements related to "unsecured and unsecured fast loans for regular companies" on the Internet, and many of them have left their contact information. When users start to apply for loans online, they can even get cash checks and bank transactions from each other. Everything seems normal, but the other party will fool the user into paying a certain deposit, otherwise the user will not borrow money. Once the user spends money, the other party will immediately hack the user.

Second, the constitutive conditions of online fraud crime

The subject of this crime is a general subject, which can be a natural person or a legal person. Judging from the specific manifestations of online fraud, the criminals are mostly young people aged 14-40, who have certain network knowledge. However, people with network knowledge cannot be regarded as special subjects. According to the common view of criminal law scholars in the user country, the so-called special identity of the subject refers to the personal qualification, status or state of the actor who affects the criminal responsibility of the actor as stipulated in the criminal law. People with a specific position, a specific business, a specific legal status and a specific personal relationship are usually regarded as special subjects.

To sum up, with the popularity of the Internet today, more and more people have network knowledge. There are more and more online fraud crimes, so be careful when surfing the Internet.