You can check whether there is a loan under your name by checking your personal credit record. If you have a loan in your name, you can see it in your personal credit record, including the bank name, loan amount and loan term. There are two ways to inquire about personal credit records: (1) go to the credit information department of the local people's bank. , can be found on the personal credit information service platform of the Credit Information Center of the People's Bank of China. Credit records can be found in three aspects through the platform: personal credit information prompt, personal credit information summary and personal credit report.
How to use your mobile phone to check whether you have a loan in the bank?
There are several ways to check the loan:
1. I bring my original ID card and bank card to the counter of the business hall of the loan bank for enquiry.
2. Call the customer service phone of the loan bank, and check by phone after authentication.
Third, through the mobile banking inquiry of the loan bank, taking the Agricultural Bank as an example, the specific methods are as follows:
1. Open ABC mobile banking. After entering, find the item "Agricultural Bank of China Express E Loan" and click Enter.
2. After entering the e-loan of ABC, find the item "My Loan" and click Enter.
3. After entering my loan, you can check the loan balance.
How to inquire about personal loan information
You can log in to online banking and query the loan situation through the function of "Loan Management-Loan Query and Settings", including historical transactions, application progress, contracts, remaining repayment plans, line details, overdue information, etc. You can also change the repayment account. You can also log in to the mobile banking and inquire about the loan situation through the function of "Home Page-Loan Management-My Loan", including historical repayment, overdue, remaining repayment plan, loan amount, contract and other information. You can also change the repayment account and prepay.
The above contents are for your reference. Please refer to the actual business regulations.
How do I check if I have a loan?
For personal loans handled by China Merchants Bank, you can query the issued loans through self-service channels, including: repayment date, repayment method, remaining arrears, number of remaining installments, quota, start/expiration date of quota, loan status, etc. If you can't find a loan through the following channels, it means that you don't have a loan in our bank ~
1. Mobile Banking: Please check the repayment date of the loan, the amount to be repaid, the start date/expiration date of the line, the number of remaining periods, etc. In all my loan records. After entering the page, click on the loan, and you can query the repayment method, interest rate, loan status and other information.
Tips:
① If it is a provident fund loan, you need to contact the local loan handling bank or provident fund management center.
② If you can't find it through this interface, you can contact online customer service to try to understand the reason.
2. Premium Key Professional Edition: You can log in to the Professional Edition and click All-in-One Card-Loan Management-Personal Loan Inquiry to inquire about loan information.
Tips: At present, the Professional Edition doesn't support Mac system, so Apple computer can't log in to the Professional Edition.
3. Loan invitation App: If your loan from China Merchants Bank has been issued, please log in to the loan invitation APP, click Loan Management-Loan Record, and then click the applied loan to inquire about the loan details.
How to check whether there is a loan?
If you can't confirm whether there is a loan, you can check whether there is a loan in your name by querying your personal credit record.
Loan means that banks, credit cooperatives and other institutions lend money to units or individuals who use money, and generally agree on interest and repayment date.
Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds.
Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.
This is the end of the introduction on how to check the loan and whether the loan is in credit. I wonder if you have found the information you need?