General insurance company loan model: after the insurance company has passed the examination, you can come to the store to sign the contract with the contract information and then pay the insurance premium. After signing the contract, you can go through the card opening formalities in the bank that PICC cooperates with, and you can lend money within one or two working days normally, because PICC also needs to verify whether the information you signed, such as the phone number of the contact person you left, is true. If the verification is correct, you will inform the bank to lend money. If everything is all right and you haven't asked for a loan, it may be waiting in line.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.