Do you need an evaluation fee to buy a second-hand house? I believe this problem has troubled many friends who want to buy second-hand. For those friends who don't know about real estate transactions, they are even more confused. So, do you need an evaluation fee to buy a second-hand house? Today, Bian Xiao will talk to you about the assessment fee.

First, do you need an evaluation fee to buy a second-hand house?

If you buy a second-hand house in full, then you don't need to make an evaluation and you don't have to pay an evaluation fee; If you bought a second-hand house with a bank loan, the bank will evaluate the second-hand house you bought and then determine the loanable amount. At this time, you need to pay the evaluation fee.

Second, the factors affecting the assessment fee

1, housing itself

Depreciation: annual depreciation -2%, suite type: "three small" suite (small hall, kitchen and bathroom) 10%, floors: 2, 6 -3%, 7 -5%, 3, 4 +3%, the fifth floor is the benchmark price, and the orientation: no doors and windows facing south-

2. Environmental factors

No property management-5%; Dependent closed community-5%; There are provincial and municipal key primary schools+15%. It should be noted that the appraisal price given by the appraisal agency may be quite different from the market price of the house, or it may only be 80%-90% of the actual transaction price, which requires us to prepare the difference between the expected loan amount and the actual loanable amount in addition to the down payment when purchasing the second-hand house.

3. Can the real estate appraisal fee be discounted?

Real estate appraisal fees are generally collected by real estate appraisal agencies, and there may also be intermediaries. Therefore, the payment of the assessment fee can be negotiated. If the intermediary still forces you to pay the full amount, then you can try to ask the other party to issue an invoice to test who took the fee.

At the end of the article, it is said that buying second-hand houses is the way it is. I hope the above article can answer your doubts. If you want to know more about real estate, you must pay more attention to our website!

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