Ask the fourth son's shop. Every store has different rules. Generally speaking, it is enough to provide bank running water.

Second, can a used car apply for a loan?

Yes, but certain conditions need to be met. Conditions to be met for handling second-hand car mortgage loan:

1. The borrower has a stable economic source and a good credit record. For a borrower who wants to apply for a second-hand car mortgage loan, the applicant must first have a stable income and good repayment ability. The applicant's credit must be good, and there is no bad record on his personal credit record. 2. The borrower is of an appropriate age and has a stable residence. The person applying for a loan must be 18-65 years old, too young or too old to apply for a loan. Finally, the applicant should have a fixed residence at the location of the branch of the lending institution. 3. The age of the car is appropriate. It is required that used cars should not be too old. Because the car is worn out, the newer the used car, the greater the possibility of obtaining a loan. Banks also stipulate that the loan period of used cars is generally 15 years. 4. The valuation of second-hand car mortgage loan vehicles is up to standard. Used cars are not like new cars. New cars are easier to get loans, but used cars are not. Under normal circumstances, financial institutions stipulate that cars with a used car price of 700,000-500,000 yuan can apply for loans. If the car price is too high or too low, it is not easy to apply for a loan. Extended data:

Bundling cooperation with the used car market has greatly reduced the risk of non-performing loans. The guarantee company enters the market and has a fixed business place. Vehicle evaluation and transaction audit are carried out for professional companies that have passed the market, especially for the quality status and process of used cars, and medieval evaluation company is designated as the only partner, which eliminates the damage caused by "false evaluation" from the source, greatly improves the accuracy of evaluation, and is very effective for bank risk control. The longest loan period is three years, which controls the generation of non-performing loans to some extent. Because the total price of vehicles is relatively cheap, the repayment pressure of users is not great, and the interest rate borne by loans is relatively low. In addition, both companies indicated that they have effective non-performing loan control and management systems, but the approval time is 5-7 working days, which may affect the rapid development of their business.

Third, can used cars in Beijing be mortgaged?

Of course, you can apply, but if you apply for automobile mortgage, you will have certain requirements for our car. Generally speaking, our car needs to be within 5 years without major accidents. The loan ratio is generally about 60% of the car's appraised value. At present, most banks in the market generally do not accept car mortgage business or need us to go through car mortgage procedures, which will have an impact on our car use. However, you can ask a loan expert to help you design a loan plan for free.

4. Can a used car be bought by mortgage?

1. Can a used car be purchased by mortgage? 1. Used cars can be purchased by mortgage. The application conditions for second-hand car mortgage purchase are as follows: (1) Have valid identification and full capacity for civil conduct; (2) Can provide a fixed and detailed address certificate; (3) Have a stable occupation and the ability to repay the loan principal and interest on schedule; (4) Personal social credit is good; (5) Holding a car purchase contract or agreement approved by the lender; (6) Other conditions stipulated by the Cooperation Organization. 2. Legal basis: Article 9 of the Interim Measures for the Administration of Personal Loans, the lender shall establish a reasonable control mechanism for the borrower's income and debt ratio, reasonably determine the loan amount and term in combination with the borrower's income, liabilities, expenses, loan purposes, guarantees and other factors, and control the borrower's repayment amount per installment not to exceed its repayment ability. Second, can the house purchased by mortgage be refunded? In any of the following circumstances, the parties may terminate the contract: 1. The purpose of the contract cannot be achieved due to force majeure; 2. Before the expiration of the performance period, one party clearly indicated or indicated by his own behavior that he would not perform the main debt; 3. One party delays the performance of the principal debt and fails to perform it within a reasonable period after being urged; 4. The Contract cannot be realized due to the delay in performance of debts or other breach of contract by both parties; 5. Other circumstances stipulated by law. As long as the developer has the above situation, such as serious overdue delivery or poor quality. And in line with the legal provisions or the termination conditions stipulated in the purchase contract, consumers can terminate the purchase contract according to law.