Provident fund loans can only be borrowed once in your life. If you help others with loans, you can't use provident fund loans, you can only use commercial loans, and you have to count your second mortgage, which will increase the down payment and interest rate.

Using your name as a provident fund loan will not touch the money in your provident fund. If you want to use it, you can take out the provident fund with the commercial housing sales contract.

Look at your personal situation. If it involves buying a house with a loan in the future, don't help others with a loan.