The bank loan is 780,000 yuan, and the annual interest is 33,930 yuan.

The one-year loan interest rate of ICBC, Agricultural Bank, China Bank and China Construction Bank is 4.35%, so according to interest = principal x interest rate x term, it can be calculated that the interest of this loan is 780,000 x 4.35% x 1 (year) = 33,930 yuan.

The loan interest rates of the four major banks: 4.35% for six months to one year, 4.75% for one year to five years, and 4.90% for more than five years.

2. How much is the 30-year interest on the 780,000 mortgage?

I won't ~ ~ but I still have to laugh ~ ~ ~:)

3. What is the real interest rate of mortgage?

The effective annual interest rate is 4.9%.

Some people use the simple average method to calculate that 710280.63/780000/30 = 3.0354%, which is unreasonable. Interest is calculated at 780,000 yuan per year, but in fact, the principal is decreasing and the interest is also decreasing.

Four. What is the annual interest rate of the bank loan of 65,438+million calendar?

The amount of loan interest mainly depends on the actual interest rate of the bank, and the more interest the borrower needs to pay.

1. If the interest rate of the bank loan is based on the benchmark interest rate, the annual interest of the loan is 1000004.35% 1=4.

2. If it is 4.785%, the annual interest of the loan of 1 ten thousand is: 1, 000,004.785%1= 4785 yuan;

3. If the bank interest rate rises by 20%, the interest will be 0. 1 million, and the annual interest rate will be:1000005.22%1= 5220 yuan;

4. If the bank interest rate rises by 30%, the interest rate is 565438+ 100000 yuan, and the annual interest rate is 100 1 = 5655 yuan.