Banks and financial institutions registered in the People's Bank of China can inquire about credit, and other credit companies or relatives and friends need a power of attorney or escort to inquire about credit records. For example, if you are going to apply for a loan from the People's Bank of China, you can directly check the credit record when approving the loan application.

Because credit records were originally managed by the People's Bank of China. The query record will display the query person, query time and query reason. For example, an institution inquires about the credit record of a certain day on 20 16, and the reason for the inquiry is loan approval. These will be recorded in the credit report.

Extended data:

Inquiring about my credit information is introduced as follows:

If loans, credit cards and credit lines have been approved recently, the situation is not bad, and there are still a lot of inquiries after approval, which is worthy of vigilance. If it is not approved for the last time, it needs to be focused on, and its assets, credit status and many other factors may begin to deteriorate, and credit is generally not allowed.

The inconsistent risk exposure of different products often leads to different requirements for inquiry times. You can get all kinds of index data, such as blacklist, online loan application record, application platform type, overdue, overdue amount, whether there are arbitration cases and other important data information.

Xinhuanet-Personal credit information service realizes online inquiry

People's Network-teaches you how to inquire about personal credit reports.