How to borrow 30 thousand yuan for post-earthquake reconstruction in Gansu disaster area, and how to solve the corresponding problems?
In order to restore the normal life and production order of farmers in the disaster areas and promote the economic and social recovery and development in the disaster areas, the Financial Work Office of the People's Government of Gansu Province and the Provincial Supervision Department formulated and issued the Measures for the Administration of Housing Loan Discount for Farmers Affected by the Earthquake, which stipulated that the housing loan discount for farmers affected by the earthquake in Gansu Province should be 1. For farmers with permanent residence in our province affected by the "5. 12" earthquake, collapsed and severely damaged farmhouses (need to be demolished) Two, farmers with the disaster certificate approved by the township government, to guarantee households or other ways recognized by banking financial institutions to apply for housing loans for affected farmers. Three, the affected farmers housing loan interest rates to implement the benchmark interest rate stipulated by the People's Bank of China. Fourth, if the loan amount is less than 30,000 yuan (including 30,000 yuan), the provincial finance will give a full discount according to the benchmark interest rate of loans of the same grade in the same period, and the loan amount exceeding 30,000 yuan will not be discounted. Five, the longest discount period is 3 years, according to the actual loan time discount; If the loan term is more than 3 years, the discount will be 3 years. Six, the loan applicant to the township affected farmers housing reconstruction housing loan discount management leading group to apply for loan discount, after the local township government approved the loan discount, by the affected farmers housing reconstruction housing loan discount management leading group, pay the relevant banking financial institutions according to the conditions for related loans. Seven, without changing the purpose of the loan, for other purposes; Take all kinds of improper means to defraud loan discount funds; Failing to repay the loan principal at maturity. Cancel the discount qualification and deal with it according to the relevant regulations of the banking industry. Eight, discount interest funds for farmers' housing reconstruction housing loans discount, earmarking, any department or unit shall not for any reason to intercept or misappropriate in disguise, once found, will be held responsible and leadership responsibility.