with different meanings. Issuing loans in violation of regulations means that some steps in the process of issuing loans are not in accordance with the regulations, so there are violations, but they are not illegal. The illegal issuance of loans refers to the violation of the law in the process of issuing loans, so it is bound to violate the rules. The object of the crime of illegally issuing loans is the national financial management system, specifically the national loan management system. Article 186 of the Criminal Law Any employee of a bank or other financial institution who issues loans in violation of state regulations and the amount is huge or causes heavy losses shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 1, yuan but not more than 1, yuan; If the amount is especially huge or especially heavy losses are caused, he shall be sentenced to fixed-term imprisonment of not less than five years and fined not less than 2, yuan but not more than 2, yuan. Staff of banks or other financial institutions who, in violation of state regulations, issue loans to related parties shall be given a heavier punishment in accordance with the provisions of the preceding paragraph. If a unit commits the crimes mentioned in the preceding two paragraphs, it shall be fined, and the directly responsible person in charge and other directly responsible personnel shall be punished in accordance with the provisions of the preceding two paragraphs. The scope of related parties shall be determined in accordance with the Commercial Bank Law of the People's Republic of China and relevant financial laws and regulations.