Whether the online loan is compliant, safe and reliable mainly depends on whether the interest of the online loan platform belongs to usury (more than four times the benchmark interest rate) and whether other messy fees other than interest are charged. As for real-name authentication, face recognition and so on, it can't be said to be truly safe.

Face recognition is only a part of the loan review, as well as the lender's own identity documents, mobile phone numbers, savings cards and other information, which are matched before borrowing.

In short, face recognition is an excellent approval technology at this stage, so don't worry too much.

In order to ensure a sufficient safety factor, it is suggested that you pay attention to protecting your personal information, choose a formal trading platform to borrow money, do not have to submit your personal information at will, do not open it to the outside world casually and are willing to spare privacy protection management authority, do not type in private information casually, and immediately protect consumers' rights and interests when problems are found.