There are two kinds of student loans for college students: national student loans and student credit student loans. But only one kind of loan is allowed. All of them can be paid off, with a maximum loan of 6000 yuan 14 years, and no interest will be paid during school. Those who have just been admitted but have not yet reported for duty can apply for student-origin credit loan. Ask the assistance center of the district (county) Education Bureau for the "Application Form for Student-origin Credit Student Loan of China Development Bank" and the instructions for handling it. Please follow the instructions. Students can apply for national student loans. The application process is as follows: students apply → the school conducts preliminary examination → the bank conducts examination and approval → both parties sign a contract → the bank issues loans → the loans are repaid after graduation. Note: Banks do not directly accept students' loan applications. Students who apply for loans must apply for loans to the designated department of their school within 10 days before and after the start of the new school year, and receive and truthfully fill out the Application Form for National Student Loan, the Commitment Letter for Applying for National Student Loan and other related materials.