According to the inquiry of BOC Consumer Finance Network, Lexiang Loan is a lending product under BOC Consumer Finance. Mortgage loans for individual consumers. Unsecured real estate, real estate where the commercial bank of the application place is the first mortgagee, and real estate where the commercial bank of the application place and the real estate guarantee company are the first mortgagees can be used. The maximum loan amount is 200,000 yuan. BOC Consumer Finance Co., Ltd. was established in June, 20 10. As a state-owned licensed financial institution, BOC Consumer Finance adheres to the guidance of party building and continues to practice the development concept of "people-centered". After years of intensive cultivation in the consumer finance industry, we provide our customers with simple, convenient, professional and flexible consumer financing services. Years of excellent industry practice have accumulated the advantages of "Party building leading, two-wheel drive, financial technology and market brand" to further promote high-quality development. This shows that the Lexiang loan platform is a formal platform.
On June 2010/2, BOC Consumer Finance Co., Ltd. was formally established in Shanghai. It was jointly funded by Bank of China, An Baili Group and Shanghai Lujiazui Financial Development Co., Ltd. At the beginning of its establishment, many large shopping centers, home improvement shops and other channels of An Baili Group No.1 Yaohan and Dongfang Commercial Building were developed into the first batch of special merchants of BOC Consumer Finance Company, and the loan channels were expanded to thousands of merchants of UnionPay at the end of 20 10. So far, special merchants have covered many industries, such as building materials, home appliances, consumer electronics, education, tourism, weddings, department stores and so on.